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  2. This free Texas program will help protect you from property ...

    www.aol.com/free-texas-program-help-protect...

    Property Fraud Alert, PFA, is a free service where Tarrant County property owners can sign up to have their name tracked to monitor fraudulent activity. Once enrolled, PFA will scan the exact name ...

  3. Alternatives to debt relief - AOL

    www.aol.com/finance/alternatives-debt-relief...

    However, if you default on the loan, the lender could seize your home or property to satisfy the delinquent debt. 5. Talk to a financial advisor or credit counselor

  4. How to get debt relief - AOL

    www.aol.com/finance/where-debt-relief-help...

    There are three main approaches to debt relief: DIYing a debt management plan, using a debt relief company or enlisting the help of a credit counselor. DIY debt relief. Debt consolidation is a ...

  5. What are debt relief companies and how do they work? - AOL

    www.aol.com/finance/debt-relief-companies-look-3...

    Working with a debt management company can result in less debt or a faster payoff — but there are often hefty fees, often up to 25 percent of the debt enrolled, attached to the services.

  6. Uniform Debt-Management Services Act - Wikipedia

    en.wikipedia.org/wiki/Uniform_Debt-Management...

    Due to the rise of debt settlement as a debt relief alternative to bankruptcy, groups working in the industry established trade associations to help secure industry standards that will protect consumers against unethical business practices. These trade associations were also established to lobby state governments to adopt the recommendations of ...

  7. Marrama v. Citizens Bank of Massachusetts - Wikipedia

    en.wikipedia.org/wiki/Marrama_v._Citizens_Bank...

    Alito found that the imposition of the bad-faith exception "is inconsistent with the Bankruptcy Code." His opinion follows the plain language of the statute, specifically the passage that indicates that a "debtor may convert a case under this chapter to a case under chapter 11, 12, or 13 of this title at any time, if the case has not been ...

  8. Best credit counseling services - AOL

    www.aol.com/finance/best-credit-counseling...

    MMI offers free counseling sessions, but you will have an additional charge if you use a debt management plan. It also offers 24/7 counseling access, or you can get started sooner with its online ...

  9. Bankruptcy alternatives - Wikipedia

    en.wikipedia.org/wiki/Bankruptcy_Alternatives

    A debt restructuring is usually less expensive and a preferable alternative to bankruptcy. The main costs associated with a business debt restructuring are the time and effort to negotiate with bankers, creditors, vendors and tax authorities. Debt restructurings typically involve a reduction of debt and an extension of payment terms.