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  2. How to stop foreclosure - AOL

    www.aol.com/finance/stop-foreclosure-220538027.html

    Mortgage repayment plan. If you suffer a short-term financial setback (such as expensive car repairs or a medical emergency), your lender might provide some breathing room by agreeing to let you ...

  3. Preforeclosure: What it is and how it works - AOL

    www.aol.com/finance/preforeclosure-works...

    When in preforeclosure, your lender might offer a repayment plan or a loan modification that adds the outstanding missed payments and any late fees to the end of the mortgage term or spreads them ...

  4. How to get a mortgage - AOL

    www.aol.com/finance/mortgage-180956822.html

    The minimum down payment ranges from 3 to 3.5 percent of the home’s purchase price for fixed-rate conventional loans and FHA loans, respectively. On a $400,000 home, for example, that range ...

  5. Forbearance - Wikipedia

    en.wikipedia.org/wiki/Forbearance

    Borrowers can ask their lenders to make changes to the terms of their loans. Borrowers can either opt for a short-term relief by having their mortgage payment suspended for a short period of time (known as forbearance in the U.S.), or they can apply for reduced payments over the life of the loan's term (known as loan modification in the U.S.).

  6. Can I get a mortgage after a short sale of my home? - AOL

    www.aol.com/finance/mortgage-short-sale-home...

    Loan type. Minimum waiting period. Conventional. 2-4 years with exceptions. FHA. 3 years with exceptions. USDA. 3 years. VA. 2 years with exceptions. Non-qualifying (non-QM)

  7. What you need to know about short-term loans - AOL

    www.aol.com/finance/know-short-term-loans...

    Additionally, if you’re looking for a form of borrowing that allows you to be debt-free quickly, a short-term loan may be a good choice, as the repayment timeline is typically 12 months or less.

  8. What is a short sale? - AOL

    www.aol.com/finance/short-sale-234542168.html

    A short sale — sometimes known as a preforeclosure sale — is when a mortgage lender agrees to allow a borrower to sell their home for less than what’s owed on the mortgage. The lender ...

  9. How to get preapproved for a mortgage - AOL

    www.aol.com/finance/preapproved-mortgage...

    In general, lenders like to see a mortgage payment taking up no more than 28 percent of your gross monthly income and your total debt payments (which include credit cards, car loans and other ...

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