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2. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   Lower rates than credit cards or payday loans. Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards, which averaged 20 ...

3. How to get a personal loan with bad credit & special ... - AOL

   www.aol.com/finance/personal-loan-bad-credit...

   Check your report for errors or old debt dragging your score down, and work to get them corrected before you apply for a personal loan. 2. Consider your income and other debts. Bad credit lenders ...

4. How much can I borrow with a personal loan if I have bad credit?

   www.aol.com/finance/much-borrow-personal-loan...

   Cons. No co-borrowers or co-signers. Loan origination fee of up to 10 percent. High maximum APR. How to get a loan with bad credit. Getting approved for a personal loan with bad credit may be ...

5. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   A credit history is a record of a borrower's responsible repayment of debts. [1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report ...

6. What is a bad credit personal loan? Here’s what to know - AOL

   www.aol.com/finance/bad-credit-loans-know-decide...

   A bad credit personal loan is a loan for borrowers with FICO scores below 580 — though some lenders consider credit scores into the low-600s bad. They can provide funds if you need a loan but ...

7. Credit score - Wikipedia

   en.wikipedia.org/wiki/Credit_score

   The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.