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  2. How Many Years Do You Need To Work To Receive Social ... - AOL

    www.aol.com/many-years-receive-social-security...

    If you file for Social Security early, at age 62, your benefits will be permanently reduced by up to 30%. ... the size of your ultimate payout will increase and make retirement at least a little ...

  3. 5 Strategies for Claiming Social Security Early Without Regrets

    www.aol.com/5-strategies-claiming-social...

    If you can earn just $600 per month by working part-time, you’ll effectively be earning your full retirement payout but with the benefit of earning those 60 additional checks from age 62 to 67.

  4. Want to retire in your 60s? Not so fast — about 45% of ...

    www.aol.com/finance/want-retire-60s-not-fast...

    In its research, Millman, an international actuarial and consulting firm, found that if a person retires at 60 years old, they can pay anywhere from 56% to 89% more in healthcare expenses compared ...

  5. Pension - Wikipedia

    en.wikipedia.org/wiki/Pension

    If the pension plan allows for early retirement, payments are often reduced to recognize that the retirees will receive the payouts for longer periods of time. In the United States, under the Employee Retirement Income Security Act of 1974, any reduction factor less than or equal to the actuarial early retirement reduction factor is acceptable ...

  6. Pensions in the United States - Wikipedia

    en.wikipedia.org/wiki/Pensions_in_the_United_States

    At the outset of the Civil War the General Law pension system was established by congress for both volunteer and conscripted soldiers fighting in the Union Army. [4] Payouts derived from this plan were based on degree of injury and subject to review by government boards. By 1890, general old-age pensions were incorporated for Union veterans. [5]

  7. For My Pension Payout, Should I Take a $48,000 Lump Sum or ...

    www.aol.com/48-000-lump-sum-462-113000982.html

    Let’s assume you have no cost of living adjustments on the pension annuity or rate of return on the lump sum payment. Then, at $462 a month and $5,544 annually, you need to reach 8.65 years to ...

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