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It established uniformity in the disclosure of terms and conditions regarding interest and fees when giving out information on or opening a new savings account. On passing this law, the US Congress noted that it would help promote economic stability, competition between depository institutions, and allow the consumer to make informed decisions.
The Confidential Information Protection and Statistical Efficiency Act, ("CIPSEA"), is a United States federal law enacted in 2002 as Title V of the E-Government Act of 2002 (Pub. L. 107–347 (text), 116 Stat. 2899, 44 U.S.C. § 101).
Statistical disclosure control (SDC), also known as statistical disclosure limitation (SDL) or disclosure avoidance, is a technique used in data-driven research to ensure no person or organization is identifiable from the results of an analysis of survey or administrative data, or in the release of microdata.
The Consumer Financial Protection Bureau (CFPB) has filed a $2 billion lawsuit against Capital One, alleging that the bank deceived millions of consumers with their savings account offerings. The ...
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Consumers and the government alike are cracking down on companies that have engaged in negligent or harmful policies -- whether it's purposefully slowing down data while keeping rates high (in the...
Section 101 of the ESIGN Act, sub-section (b), preserves the rights of individuals to NOT USE electronic signatures. Here the law provides that individuals reserve the right to use a paper signature. Sub-section (c) is in direct support of (b) by requiring a "Consumer Disclosure" that the signatory has consented to use an electronic format. [5]