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  2. What happens if your life insurance beneficiary dies ... - AOL

    www.aol.com/finance/happens-life-insurance...

    Using the same scenario with three beneficiaries (A, B and C) set to receive a $300,000 death benefit, if beneficiary C dies, the death benefit would now be split equally between the two remaining ...

  3. Choosing a life insurance beneficiary - AOL

    www.aol.com/finance/choosing-life-insurance...

    A life insurance policy is designed to provide financial support for individuals or organizations of your choosing after your death. A life insurance beneficiary is the person who receives the ...

  4. Successor Beneficiary Rules You Really Need to Know - AOL

    www.aol.com/successor-beneficiary-rules-really...

    Life insurance is built around beneficiaries who will receive the benefits of your life insurance payout when you pass away. However, from time to time, your named beneficiary cannot collect the ...

  5. What are life insurance exclusions? - AOL

    www.aol.com/finance/life-insurance-exclusions...

    A life insurance exclusion is a situation or circumstance that prevents your beneficiaries from receiving your death benefit. Essentially, it means that certain causes of death are not covered by ...

  6. How life insurance payouts work - AOL

    www.aol.com/finance/life-insurance-payouts...

    A Reddit thread recently highlighted some confusion about the difference between an estate executor and a life insurance beneficiary and when a life insurance claim can be made. “Parent passed away.

  7. Uniform Simultaneous Death Act - Wikipedia

    en.wikipedia.org/wiki/Uniform_Simultaneous_Death_Act

    The Act may also help to resolve a life insurance case where the insured and beneficiary die in a common disaster. Different rules apply for insurance. For example, Carol has a life insurance policy through her employer. Her husband Dave is its beneficiary. They are both killed in a car crash, dying at or near the same time.

  8. Term life insurance - Wikipedia

    en.wikipedia.org/wiki/Term_life_insurance

    Because term life insurance is a pure death benefit, its primary use is to provide coverage of financial responsibilities for the insured or his or her beneficiaries. Such responsibilities may include, but are not limited to, consumer debt , dependent care , university education for dependents, funeral costs, and mortgages .

  9. What is an irrevocable beneficiary? - AOL

    www.aol.com/finance/irrevocable-beneficiary...

    An irrevocable beneficiary has a guaranteed right to receive the death benefit from your life insurance policy, and their consent is required for any changes that affect their rights.

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