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2. What these small business owners want customers to know about ...

   www.aol.com/finance/small-business-owners-want...

   One of the ways credit card companies make money is through merchant fees. As the name implies, the merchant pays these fees on each card transaction. As the name implies, the merchant pays these ...

3. Interchange fee - Wikipedia

   en.wikipedia.org/wiki/Interchange_fee

   Interchange fees have a complex pricing structure, which is based on the card brand, regions or jurisdictions, the type of credit or debit card, the type and size of the accepting merchant, and the type of transaction (e.g. online, in-store, phone order, whether the card is present for the transaction, etc.).

4. Card scheme - Wikipedia

   en.wikipedia.org/wiki/Card_scheme

   Interchange fees [8] (or trade fees) are transaction charges that the acquiring bank pays when a payment is being processed via debit or credit card. The expenses are paid to the issuing bank and cover costs, such as processing fees, bad debt , and charges due to risk and potential fraudulent activities .

5. Lower Mastercard and Visa Swipe Fees Are Coming - AOL

   www.aol.com/lower-mastercard-visa-swipe-fees...

   A recent settlement between Visa, Mastercard and the largest U.S. credit card issuing banks and merchants has lowered swipe fees for the next five years, saving money on your monthly credit card ...

6. Credit card - Wikipedia

   en.wikipedia.org/wiki/Credit_card

   Merchants are charged several fees for accepting credit cards. The merchant is usually charged a commission of around 0.5 to 4 percent of the value of each transaction paid for by credit card. [76] The merchant may also pay a variable charge, called a merchant discount rate, for each transaction. [71]

7. Credit card companies adjust merchant fees. Consumers ... - AOL

   www.aol.com/news/credit-card-companies-adjust...

   Visa and Mastercard say their merchant fees support businesses and consumers. Others say they only add to consumer inflation. Credit card companies adjust merchant fees.