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  2. Everything you need to know about credit utilization ratio - AOL

    www.aol.com/finance/everything-know-credit...

    Key takeaways. Your credit utilization ratio is a credit scoring factor accounting for 30 percent of your FICO score. You can calculate your credit utilization ratio by dividing the total debt you ...

  3. What is an excellent credit score? - AOL

    www.aol.com/finance/excellent-credit-score...

    This chart shows the FICO score breakdown as posted by FICO, as well as the breakdown of VantageScore 4.0. ... which is good for your credit utilization ratio and even better for your credit score ...

  4. Credit Utilization: Understand How it Impacts Your Credit Score

    www.aol.com/news/credit-utilization-understand...

    How much you owe compared with your credit limits -- your credit utilization ratio -- accounts for 30% of your FICO score. Here's what you should know about credit utilization and how it impacts ...

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] [16] [17] According to FICO, the median FICO credit score in 2006 was 723 [18] and 721 in 2015. [19]

  6. Average credit score in the US climbs to 715 in 2023: Here's ...

    www.aol.com/average-credit-score-us-climbs...

    In general, the lower the utilization ratio, the better for credit scores. Average utilization ratios for those with a 660 FICO Score (considered fair by lenders) was 54% in 2023. But for those ...

  7. American credit scores in crisis: All 50 states see declines ...

    www.aol.com/finance/american-credit-scores...

    “Alaska has the highest credit card debt per capita and elevated credit utilization, while Mississippi has the weakest state economy, low financial literacy, and the highest debt delinquency ...

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