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CalPERS builds retirement and health security for California state, school, and public agency members. We manage the largest public pension fund in the US.
Find information on CalPERS retirement benefits, including deferred compensation, refunds, reciprocity, and service credit.
Find information for CalPERS retirees related to cost of living, health & Medicare plans, retirement checks, taxes, and working after retirement.
We offer a number of videos that can help answer your retirement questions, and others that focus on new CalPERS members and retirees. You can find all our videos on the CalPERS YouTube channel. These questions are at the top of the list when CalPERS members are preparing to retire.
Myth 1 — My retirement benefit will increase indefinitely with age. Fact: Pension payments are calculated using a retirement formula based on years of service credit, age at retirement, and final compensation. All retirement formulas have a maximum benefit factor or “age factor,” ranging from age 50 to age 67.
The California Public Employee’s Retirement System, more commonly referred to as CalPERS, is the largest public pension fund in the U.S. For more than nine decades , we’ve built retirement and health security for California’s public servants.
Before you turn 65, you'll need to enroll in Medicare to keep your CalPERS health coverage. Once you retire, CalPERS becomes your health benefits officer. You can change your health plan and add/delete dependents during Open Enrollment in the fall (or within 60 days of a qualifying status change). Your health premiums are deducted from your ...
Log in to myCalPERS to estimate your retirement benefits using the latest data reported by your employer. Use our online calculator and enter your own data (no log-in is required). Be sure to check out our Retirement Planning Checklist to see what steps to take starting one year before you retire.
As the nation’s largest public pension fund, CalPERS ensures members’ benefits and earned retirements are as enduring as the state they maintain.
PERSpective provides information for members of the retirement and health programs of the California Public Employees’ Retirement System. If you would like to give us feedback or suggest future topics, send us an email.