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  2. Federal Deposit Insurance Corporation Improvement Act of 1991

    en.wikipedia.org/wiki/Federal_Deposit_Insurance...

    An Act to reform Federal deposit insurance, protect the deposit insurance funds, recapitalize the Bank Insurance Fund, improve supervision and regulation of insured depository institutions, and for other purposes. Nicknames: Bank Enterprise Act of 1991: Enacted by: the 102nd United States Congress: Effective: December 19, 1991: Citations ...

  3. Federal Deposit Insurance Corporation - Wikipedia

    en.wikipedia.org/wiki/Federal_Deposit_Insurance...

    The Federal Deposit Insurance Corporation (FDIC) is a United States government corporation supplying deposit insurance to depositors in American commercial banks and savings banks. [ 7 ] : 15 The FDIC was created by the Banking Act of 1933 , enacted during the Great Depression to restore trust in the American banking system.

  4. How to make sure your bank is FDIC-insured — and what to ...

    www.aol.com/finance/how-to-confirm-bank-fdic...

    Deposit Insurance, Federal Deposit Insurance Corporation. Accessed November 18, 2024. Accessed November 18, 2024. SoFi Receives Regulatory Approval to Become a National Bank , SoFi.

  5. FDIC insurance: What it is and how it works - AOL

    www.aol.com/finance/fdic-insurance-works...

    Key takeaways. FDIC insurance is backed by the full faith and credit of the U.S. government and guarantees bank consumers that their money is safe for up to a limit of $250,000 per depositor, per ...

  6. Funds transfer pricing - Wikipedia

    en.wikipedia.org/wiki/Funds_Transfer_Pricing

    For a deposit-raising unit, the difference between interest paid to the deposit-holders and interest receivable from the central office is the contribution to the bank's profitability. The lending (or trading) units borrow the funds from the central office at a particular rate and lend the same to the borrowers at a higher rate.

  7. Lower rates mean lower deposit rates, right? Probably not - AOL

    www.aol.com/finance/lower-rates-mean-lower...

    Bank loan-to-deposit ratios have been trending downward for the past 15 years. ... according to the latest data from the Federal Deposit Insurance Corp. (FDIC) in the second quarter. That’s down ...

  8. Financial Institutions Reform, Recovery, and Enforcement Act ...

    en.wikipedia.org/wiki/Financial_Institutions...

    The Savings Association Insurance Fund (SAIF) took the place of the FSLIC as an ongoing insurance fund for thrift institutions (like the FDIC, the FSLIC was a permanent corporation that insured savings and loan accounts up to $100,000). SAIF is administered by the Federal Deposit Insurance Corporation.

  9. FDIC boss credits one simple technology for helping more ...

    www.aol.com/finance/fdic-boss-credits-one-simple...

    The Federal Deposit Insurance Corporation last week convened a meeting in Washington D.C. as part of the agency’s broader efforts to expand access to the financial system. Hosted by the FDIC’s ...