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  2. How to improve your credit score for a mortgage - AOL

    www.aol.com/finance/improve-credit-score...

    Type of Loan. Minimum Credit Score. Conventional. 620. Jumbo. 700. FHA. 580 (or 500 with 10 percent down) VA. 620 (VA doesn’t require a minimum credit score, but lenders do)

  3. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    3. Save a large down payment. When you have a bad FICO Score, it indicates to lenders that there’s a higher likelihood you might pay a credit obligation 90 days late (or worse) in the next 24 ...

  4. Best mortgage lenders for bad credit in 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders-bad...

    Lender. Credit requirements. Down payment minimum. Bankrate Score. Old National Bank. 620 for conventional loans, 640 for FHA loans, 680 for VA loans. Undisclosed

  5. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    Key takeaways. You can get a mortgage with a credit score as low as 620, 580 or even 500, depending on the type of loan. Some mortgage lenders offer bad credit loans with more flexible qualifying ...

  6. How To Refinance a Mortgage With Bad Credit - AOL

    www.aol.com/finance/refinance-mortgage-bad...

    3. Work With Your Current Lender. When your credit is too bad to refinance your home loan through traditional means, working with your current lender can be a viable option. Start by reaching out ...

  7. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    A conventional loan and VA loan typically require a credit score of at least 620, however, VA loans have no set minimum limit. You can qualify for an FHA loan with a minimum 580 credit score and ...

  8. What is considered a bad credit score? - AOL

    www.aol.com/finance/considered-bad-credit-score...

    A bad credit score is a FICO score below 580, meaning it falls in the poor credit range. Along the same lines, a bad score in the VantageScore model is one below 601, which would belong in the ...

  9. How your mortgage affects your credit score - AOL

    www.aol.com/finance/mortgage-affects-credit...

    Unfortunately, if you miss a mortgage payment, our credit score can take a significant hit. Late payments will linger on your credit report for up to seven years, with the impact diminishing over ...

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