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The term annual percentage rate of charge (APR), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate.
Elektroprivreda Srbije (abbr. EPS; full legal name: Javno preduzeće Elektroprivreda Srbije Beograd) is a joint-stock electric utility power company fully owned by the Government of Serbia, with headquarters in Belgrade, Serbia. It was founded in 1991 and it has 19,595 employees (as of 2023), making it the largest enterprise in the country.
Delhaize Serbia (full legal name: Delhaize Serbia d.o.o. Beograd) or Delhaize Maxi, is a Serbian supermarket chain owned by Ahold Delhaize, with headquarters in Belgrade. Founded in 2000, the chain has around 482 stores in Serbia. [4] As of 2016, it has 20.60% market share in Serbia. [5]
To promote financial products that do not involve debt, banks and other firms will often quote the APY (as opposed to the APR because the APY represents the customer receiving a higher return at the end of the term). For example, a certificate of deposit that has a 4.65% APR, compounded monthly, would instead be quoted as a 4.75% APY. [1]
Telekom Srbija a.d. Beograd is a Serbian state-owned telecommunications operator. It was founded in May 1997 as a joint-stock company , by spinning off the telecommunications business from PTT Srbija (present-day Pošta Srbije ).
In November 2017, Direktna Banka bought another Serbian commercial bank Piraeus Bank Beograd from the Greek Piraeus Bank, for a sum in range of 58–61 million euros. [ 7 ] [ 8 ] The projections for complete merge to be completed was by the first quarter of 2018, and thus way Direktna Banka would have a total assets worth over 500 million euros.
Pošta Srbije (Serbian Cyrillic: Пошта Србије, lit. 'Post of Serbia') is the national postal service of Serbia, with the headquarters in Belgrade.Public postal service was first introduced in Serbia in 1840.
Poštanska štedionica (meaning "Post's savings service") was founded on 26 June 1921 in Palilula, Belgrade when the law of postal savings service was implemented. By 1926 it had become the main financial savings institution in Kingdom of Yugoslavia, with branches in all postal offices in the entire county.