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2. Survey: Retail credit card interest rates are through the ...

   www.aol.com/finance/survey-retail-credit-card...

   The average retail credit card currently charges a record-high 30.45 percent APR. That’s up from: 28.93 percent in 2023. 26.72 percent in 2022. 24.35 percent in 2021. For comparison, the average ...

3. What happens to your retail credit card when a store closes?

   www.aol.com/finance/happens-retail-credit-card...

   Let’s say your overall available credit is $8,000, and your retail credit card limit makes up $1,500 of that amount. Once the card is closed, you only have $6,500 of available credit. The ...

4. Fedco - Wikipedia

   en.wikipedia.org/wiki/Fedco

   It was founded by 800 U.S. Post Office employees who wanted to leverage their buying power by purchasing goods directly from wholesalers, and eliminate the additional markup of a retail store. The Board of Directors, headed by Robert Kee, established the first store on Slauson Avenue in Los Angeles. Members would come into the store and find ...

5. California Department of Financial Protection and Innovation

   en.wikipedia.org/wiki/California_Department_of...

   The department operates under the California Business, Consumer Services and Housing Agency. The DFPI protects California consumers and oversees the operations of state-licensed financial institutions, including banks, credit unions, debt collectors, nonbank mortgage lenders, student loan servicers, money transmitters, and others. Additionally ...

6. Retail credit card interest rates reach record high - AOL

   www.aol.com/retail-credit-card-interest-rates...

   The average rate on a store card was 30.45%, up from 24.35% in 2021 and well above the current average for credit cards overall (roughly 21%). The highest APR the study found was 35.99% for cards ...

7. Payment Card Industry Data Security Standard - Wikipedia

   en.wikipedia.org/wiki/Payment_Card_Industry_Data...

   The Payment Card Industry Data Security Standard (PCI DSS) is an information security standard used to handle credit cards from major card brands. The standard is administered by the Payment Card Industry Security Standards Council, and its use is mandated by the card brands. It was created to better control cardholder data and reduce credit ...