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Blue Cross Blue Shield has the cheapest health insurance plans in Texas, with Silver plans starting at $433 per month. Currently insured? It's free, simple and secure. Ambetter has the cheapest Silver plans overall and also has the cheapest rates in Houston.
Cheapest Health Insurance in Texas (2024 Plans) The most affordable Silver tier plan in Texas is the Community Select Silver 019 offered by Community Health Choice, with a monthly cost of $470. Silver plans are the most commonly selected type in the state.
You'll find health insurance plans with estimated prices available to you. Premium estimates show any savings you qualify for based on the basic information you entered. The actual Marketplace application asks for more details. You’ll get exact prices after you fill it out.
Between the premium subsidies and cost-sharing reductions, you may find that an ACA plan is the cheapest health insurance option for you. And as noted above, Texas requires health plans to charge higher premiums for Silver-level plans 3 (to account for the loss of federal CSR funding, but in a uniform manner).
Cheapest POS in Texas: Blue Cross and Blue Shield of Texas; Cheapest EPO in Texas: US Health and Life; Cheapest HMO in Texas: Christus Health Plan
There are many options today. Some may have fewer benefits and more limits than traditional health insurance. Learn more about alternative health plans. If you’re shopping for an Affordable Care Act (ACA) plan, visit Healthcare.gov or ask your agent if the plan is an ACA plan.
Learn more about getting health insurance in Texas, from your different health insurance options to affordable healthcare programs.
See how you can get cheap health insurance in TX, including marketplace plans, Medicare, and Medicaid. You may struggle to pay for health care in Texas, as the state ranks dead last for affordability and access to health care in The Commonwealth Fund’s 2020 Scorecard on State Health System Performance.
Starting from 2023, Bright Healthcare and Friday Health Plans no longer offer health marketplace insurance to Texas residents. The cheapest silver plans on the Texas health insurance marketplace have changed: Four of the companies that offered cheapest plans in some counties in 2022 are no longer the cheapest in any of the counties in 2023.
Aetna offers the best health insurance in Texas for those with low income, scoring 66 out of 100 and offering the cheapest plan options. We evaluated 24 Silver CSR EPO plans, 50 Silver CSR HMO plans and 3 Silver CSR POS plans in Texas for this analysis.