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NJM regularly receives among the lowest complaint ratios of all carriers insuring at least 100,000 vehicles in New Jersey. [ 31 ] NJM was the first company to receive J.D. Power ’s Personal Auto Claims Certification in 2018. [ 32 ]
ISO was formed in 1971 as an advisory and rating organization for the property/casualty insurance industry to provide statistical and actuarial services, to develop insurance programs, and to assist insurance companies in meeting state regulatory requirements. [4] It became a wholly owned subsidiary of Verisk Analytics in October 2009. [5]
As above, but with "NEW JERSEY" centered at top 100-HCA to 999-KZZ First use of the full state name on passenger plates. 1979 Embossed buff serial with state-shaped separator on non-reflective medium blue plate; "NEW JERSEY" centered at top "GARDEN STATE" centered at bottom 123-ABC 100-LAA to 999-ZZZ 1985 ABC-123 ZAA-100 to ZZZ-999 1985 ABC-12D
As of 2026, the new mandatory minimums for standard car insurance policies in New Jersey will be: $35,000 bodily injury liability per person $70,000 bodily injury liability per accident
In New Jersey, the cost of car insurance tends to be on the higher side, with the average annual expense for full coverage hovering around $2,547 and minimum coverage at about $1,028, according to ...
Penalty type. First offense. Subsequent offenses. Fines. $300 to $1,000. Up to $5,000. License suspension. Up to one year. Two years. NJ MVC surcharge. $100 for license reinstatement
Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws.
Key takeaways. $15,000 of PIP insurance is legally required in New Jersey, but you can purchase up to $250,000 of PIP for additional protection.