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Your billing zip code, or credit card postal code, is the five-digit number on the bottom right, which in this sample is 90210. This would be the zip code associated with your billing address.
Payment card numbers are composed of 8 to 19 digits, [1] The leading six or eight digits are the issuer identification number (IIN) sometimes referred to as the bank identification number (BIN). [ 2 ] : 33 [ 3 ] The remaining numbers, except the last digit, are the individual account identification number.
An address verification service (AVS) is a service provided by major credit card processors to enable merchants to authenticate ownership of a credit or debit card used by a customer. [1] AVS is done as part of the merchant's request for authorization in a non-face-to-face credit card transaction.
The card number's prefix, called the Bank Identification Number (known in the industry as a BIN [14]), is the sequence of digits at the beginning of the number that determine the bank to which a credit card number belongs.
Canada Post provides a free postal code look-up tool on its website, [1] via its applications for smartphones, and sells hard-copy directories and CD-ROMs. Many vendors also sell validation tools, which allow customers to properly match addresses and postal codes. Hard-copy directories can also be consulted in all post offices, and some libraries.
The current Statistics Canada estimate of over 830,000 active postal codes [32] represents about 12% of the entire postal code "space", leaving ample room for expansion. There is less room with regard to FSAs, however; for example, as of 2024, only three FSAs remain unused in British Columbia: V3P, V4H, and V4J.
January 2009, MasterCard and Cyota Inc. acquired the controlled payment number system developed by Orbiscom, a Dublin-based payment processing company. [2] In the United States, the system is used by the following credit card issuers: Bank of America "ShopSafe" (inherited when it acquired MBNA) (and now discontinued-see below) [3] and Citibank "Virtual Account Numbers". [4]
The card security code is not encoded on the magnetic stripe but is printed flat. American Express cards have a four-digit code printed on the front side of the card above the number. Diners Club, Discover, JCB, Mastercard, and Visa credit and debit cards have a three-digit card security code. The code is the final group of numbers printed on ...