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  2. Difference in conditions insurance - AOL

    www.aol.com/finance/difference-conditions...

    Another benefit is that DIC policies usually offer comprehensive coverage for floods, landslides, mudflows, and earthquakes — typically, owners would need to purchase separate flood and ...

  3. My wife and I are 57, live in California and recently lost ...

    www.aol.com/finance/wife-57-live-california...

    Flood damage is generally not covered under a regular policy unless there's a separate flood rider added on. Similarly, earth movement events like earthquakes and landslides are usually excluded ...

  4. Know the flood insurance you need. Which policy covers what ...

    www.aol.com/news/know-flood-insurance-policy...

    Flood damage can be costly — an inch of water can tally up to $25,000 in repairs. Here is what you need to know about the insurance you need.

  5. Flood insurance - Wikipedia

    en.wikipedia.org/wiki/Flood_insurance

    Flood insurance is the specific insurance coverage issued against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands , floodplains and other areas that are susceptible to flooding.

  6. National Flood Insurance Program - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development.

  7. Standardized Natural Hazards Disclosure Statement - Wikipedia

    en.wikipedia.org/wiki/Standardized_Natural...

    The state of California has a standardized reporting format for the seller and their agent to comply with the law, as it is their responsibility to disclose. The seller and their agent are allowed to seek out a 'third party' (disclosure company, licensed engineer, land surveyor, geologist, or expert in natural hazard discovery) to prepare this ...

  8. Affluent coastal community near L.A. is a geological ticking ...

    www.aol.com/news/california-city-hit-landslides...

    Residents are already on the hook for damage to their homes, Cruikshank added, since typical home insurance policies don’t cover landslides, hundreds of which are documented in California each year.

  9. Know the flood insurance you need. Which policy covers what ...

    www.aol.com/know-flood-insurance-policy-covers...

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