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  2. Does Equity-Indexed Life Insurance Make Sense For My ... - AOL

    www.aol.com/finance/does-equity-indexed-life...

    The post Equity-Indexed Life Insurance appeared first on SmartReads by SmartAsset. While more expensive than simple term insurance, it allows policyholders to build cash value in a separate account.

  3. Universal life insurance - AOL

    www.aol.com/finance/universal-life-insurance...

    You can aim to pay a set amount over time, similar to whole life insurance, with the goal of keeping the policy active until age 95 or 121. ... Indexed universal life (IUL), also known as equity ...

  4. Indexed Universal Life (IUL) vs. Roth IRA: Which Is ... - AOL

    www.aol.com/finance/indexed-universal-life-iul...

    With an IUL policy, the cash value can grow by investing in an equity index account, such as the S&P 500, instead of relying solely on non-equity earned rates. This feature allows for potential ...

  5. Fixed annuity - Wikipedia

    en.wikipedia.org/wiki/Fixed_annuity

    Indexed annuities are a type of fixed annuity which are regulated and distributed in the same manner as fixed annuities (through licensed insurance agents). Indexed annuities are a conservative safe money place for retirement dollars. [4] Indexed annuities usually provide a purchaser with various options for interest crediting.

  6. Indexed Universal Life vs. Whole Life Insurance

    www.aol.com/indexed-universal-life-vs-whole...

    Life insurance can provide a measure of financial protection against the worst-case scenario. Whole life insurance and indexed universal life insurance (IUL) are two types of permanent policies ...

  7. Universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Universal_life_insurance

    Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

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