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  2. 8 Best Credit Unions for Car Loans - AOL

    www.aol.com/8-best-credit-unions-car-194043963.html

    What to look for: NIH Federal Credit Union offers standard beginning APRs of 2.24% for new and used auto loans with terms of up to 36 months, 2.74% for auto loans from 37 to 48 months and 2.99% ...

  3. The Pros and Cons of Credit Unions - AOL

    www.aol.com/finance/pros-cons-credit-unions...

    The loan-approval process is typically easier for members and credit unions tend to offer lower interest rates for home, personal and auto loans while paying higher yields to depositors. Access to ...

  4. Should You Consider Car Loans from a Credit Union? - AOL

    www.aol.com/consider-car-loans-credit-union...

    Read about your car loan options, see how credit unions work, and learn why car loans from a credit union are a good option to buy a used or new car.

  5. Allowance for Loan and Lease Losses - Wikipedia

    en.wikipedia.org/wiki/Allowance_for_Loan_and...

    This credit risk represents the charge-offs that will most likely be realized against an institution's operating income as of the financial statement end date. [1] This reserve reduces the book value of the institution's loans and leases to the amount that the institution reasonably expects to collect. [2]

  6. Credit unions in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_unions_in_the...

    However, the NCUA has long discouraged U.S. credit unions from giving members loans that they may not be able to repay, and has forbidden other types of predatory lending and abusive credit practices. [37] [38] Federal credit unions are also forbidden from charging prepayment penalties on loans. [39]

  7. How do title loans work, and are they ever worth the risk? - AOL

    www.aol.com/finance/title-loans-ever-worth-risk...

    Credit unions may loan to you based on the strength of your relationship and good banking history. Or you can ask a friend or relative with a steady source of income and strong credit rating ...

  8. Depository Institutions Deregulation and Monetary Control Act

    en.wikipedia.org/wiki/Depository_Institutions...

    It raised the deposit insurance of US banks and credit unions from $40,000 to $100,000. It allowed credit unions and savings and loans to offer checkable deposits. It allowed institutions to charge any loan interest rates they chose. [3] [4]

  9. How to get a car loan with bad credit - AOL

    www.aol.com/finance/car-loan-bad-credit...

    Car loans are available through most banks, credit unions and online lenders. You can also use dealership financing, but you’re more likely to get a bad credit loan with reasonable terms through ...

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