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  2. Variable universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Variable_universal_life...

    Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts , similar to mutual funds , and the choice of which of the available separate accounts to use is entirely up to the contract owner.

  3. Insurable interest - Wikipedia

    en.wikipedia.org/wiki/Insurable_interest

    Insurable interest refers to the right of property to be insured. [4] It may also mean the interest of a beneficiary of a life insurance policy to prove need for the proceeds, called the "insurable interest doctrine". [5] Insurable interest is no longer strictly an element of life insurance contracts under modern law.

  4. How Variable Universal Life (VUL) Insurance Works - AOL

    www.aol.com/finance/variable-universal-life-vul...

    Variable universal life insurance is a type of permanent life insurance policy, like whole life insurance. The growth in a VUL’s cash value is tax-deferred, like growth in a health savings ...

  5. What Is Insurable Interest in Life Insurance? - AOL

    www.aol.com/insurable-interest-life-insurance...

    In life insurance, insurable interest refers to what level of loss you’d experience should a specific person become incapacitated or die. It’s important because it helps prevent insurance fraud.

  6. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    There are several types of universal life insurance policies, including interest-sensitive (also known as "traditional fixed universal life insurance"), variable universal life (VUL), guaranteed death benefit, and has equity-indexed universal life insurance. Universal life insurance policies have cash values. Paid-in premiums increase their ...

  7. Universal life insurance - AOL

    www.aol.com/finance/universal-life-insurance...

    Variable universal life (VUL) policies combine the flexibility of universal life insurance with the investment options of mutual funds. Unlike indexed universal life, VUL allows policyholders to ...

  8. Universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Universal_life_insurance

    Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

  9. How Variable Universal Life (VUL) Insurance Works - AOL

    www.aol.com/news/variable-universal-life-vul...

    However, variable universal life (VUL) insurance, which typically allows for flexible premiums, allows the policyholder to invest its cash value in subaccounts, similar to mutual …

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