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  2. Whole life insurance - Wikipedia

    en.wikipedia.org/wiki/Whole_life_insurance

    However, universal life policies run a much greater risk, and are actually designed to lapse. Variable universal life insurance may outperform whole life because the owner can direct investments in sub-accounts that may do better. If an owner desires a conservative position for his cash values, par whole life is indicated.

  3. What Is Variable Life Insurance? - AOL

    www.aol.com/finance/variable-life-insurance...

    Variable life insurance is an insurance product designed to provide a death benefit to your beneficiaries when you pass away. In addition to a death benefit, the policy offers a cash value ...

  4. Term vs. Whole Life Insurance: What’s the Difference?

    www.aol.com/finance/term-vs-whole-life-insurance...

    Benefits. Term Life Insurance. Whole Life Insurance. Duration. Varies; can last for a period of years or to a specific age. Life. Cost. Variable, but usually lower than whole life policies

  5. Variable universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Variable_universal_life...

    Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.

  6. How Variable Universal Life (VUL) Insurance Works - AOL

    www.aol.com/finance/variable-universal-life-vul...

    Variable universal life insurance is a type of permanent life insurance policy, like whole life insurance. The growth in a VUL’s cash value is tax-deferred, like growth in a health savings ...

  7. Private placement life insurance - Wikipedia

    en.wikipedia.org/wiki/Private_placement_life...

    Variable or indexed life insurance is a form of life insurance that has cash value linked to the performance of one or more investment accounts within the policy. Because of its investment features, insurance carriers in the United States typically register offerings of variable life insurance with federal and state securities regulators.

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