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Equifax Canada Inc is one of two credit bureaus which are private companies in Canada that (the other being TransUnion Canada) collect, store, and share information about how Canadians use credit. [1] Reports are provided for both individual and commercial entities. Owned by Equifax of Atlanta, Georgia, Equifax Canada is based in Toronto, Ontario.
Based in Burlington, Ontario, TransUnion Canada is one of two [1] credit reporting agencies in Canada. Like their main competitor, Equifax Canada , they now market their credit reports directly to consumers, in addition to their core business of providing the reports to potential creditors.
In Canada, credit monitoring is provided by Equifax and TransUnion, Canada’s two major credit bureaus. In addition to a free credit report and score, Equifax have a premium credit reporting service called Equifax Complete Premier, which lets you see your updated credit report and credit score daily, with alerts and ID protection tools ...
Most FINTRAC reports can be submitted electronically or in paper. For electronic submissions, reporting entities must be enrolled in FINTRAC's electronic reporting system and can use either FINTRAC's web form or a batch report , which enables the submission of several reports at once using a public key certificate . [ 17 ]
A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]
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The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed. According to the Federal Trade Commission, "AnnualCreditReport.com is the only authorized source for the free annual credit report." [1] [2] Care should be taken when providing a full Social Security number to any ...
The Government of Canada's Translation Bureau recommends using hyphens between groups; e.g. 250-555-0199. [4] Using the format specified by the International Telecommunication Union (ITU) in Recommendation E.164 for telephone numbers, a Canadian number is written as +1NPANXXXXXX, with no spaces, hyphens, or other characters; e.g. +12505550199.