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2. Are government loans easier to get? - AOL

   www.aol.com/finance/government-loans-easier...

   It can’t sell these loans to Fannie Mae or Freddie Mac, for example (though the Government National Mortgage Association, a federal corporation colloquially known as Ginnie Mae, does buy them ...

3. Federal agency raises the size of most single-family loans ...

   www.aol.com/federal-agency-raises-size-most...

   FHFA oversees Fannie Mae and Freddie Mac, which buy home loans from banks and other lenders, guaranteeing them against default. Federal agency raises the size of most single-family loans the ...

4. Government policies and the subprime mortgage crisis

   en.wikipedia.org/wiki/Government_policies_and...

   Government housing policies guaranteed home mortgages and/or promoting low or no down payment have been criticized by economist Henry Hazlitt as "inevitably" meaning "more bad loans than otherwise", wasting taxpayer money, " leading to "an oversupply of houses" bidding up[ the cost of housing. In "the long run, they do not increase national ...

5. Conforming loans: What they are and how they work - AOL

   www.aol.com/finance/conforming-loans-203505330.html

   Loan limit – 2023’s limits are $726,200 for a single-family home in most markets, but up to $1,089,300 in higher-cost areas. (In 2024, the limit jumps to $766,550 in most areas and $1,149,825 ...

6. Government National Mortgage Association - Wikipedia

   en.wikipedia.org/wiki/Government_National...

   FHA also was tasked with chartering and regulating a national mortgage association that would buy and sell FHA-insured mortgages. In 1938, Congress amended the act to create the Federal National Mortgage Association, more commonly known as "Fannie Mae", to help mortgage lenders gain further access to capital for mortgage loans.

7. USDA home loan - Wikipedia

   en.wikipedia.org/wiki/USDA_home_loan

   For home loans that may have an income of up to 115% of the median income for the area. Families must be without adequate housing, but be able to afford the mortgage payments, including taxes and insurance. In addition, applicants must have reasonable credit histories. Additionally, the property must be located within the USDA RD Home Loan ...