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A cosigner is someone who agrees to make payments on your personal loan should you fall behind for any reason. This means the cosigner is legally responsible for repaying the loan in full on your ...
A loan you co-sign will be added to your credit history, which will impact your credit score. While you are not the primary person responsible for making payments, your credit score will be ...
Benefits of cosigning. Drawbacks of cosigning. You can help a loved one qualify for a loan. You assume full liability for payments and late fees if the main borrower falls behind or files bankruptcy
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When you cosign, you become just as responsible for the loan as the primary borrower. If your friend misses payments or defaults entirely, the lender will come after you for the money.
When you cosign a student loan, you effectively agree to repay that loan if the original borrower is unable to make payments. That means if the original borrower — in this case, your child ...
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