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2. What is a subprime mortgage? - AOL

   www.aol.com/finance/subprime-mortgage-175324178.html

   Depending on what that review reveals, ... With a prime mortgage (a conventional loan), the down payment requirements can be relatively small, too — as low as 3 percent or 5 percent of the home ...

3. List of writedowns due to subprime crisis - Wikipedia

   en.wikipedia.org/wiki/List_of_writedowns_due_to...

   Write-downs on the value of loans, MBS and CDOs due to the subprime mortgage crisis. Company Business Type Loss (Billion USD) References UBS: bank $37.7 bln [1] [2] [3]

4. Credit rating agencies and the subprime crisis - Wikipedia

   en.wikipedia.org/wiki/Credit_rating_agencies_and...

   source: Final Report of the National Commission on the Causes of the Financial and Economic Crisis in the United States, p.229, figure 11.4 Credit rating agencies came under scrutiny following the mortgage crisis for giving investment-grade, "money safe" ratings to securitized mortgages (in the form of securities known as mortgage-backed securities (MBS) and collateralized debt obligations ...

5. Predatory lending - Wikipedia

   en.wikipedia.org/wiki/Predatory_lending

   Predatory lending refers to unethical practices conducted by lending organizations during a loan origination process that are unfair, deceptive, or fraudulent. While there are no internationally agreed legal definitions for predatory lending, a 2006 audit report from the office of inspector general of the US Federal Deposit Insurance Corporation (FDIC) broadly defines predatory lending as ...

6. Mortgage lenders are bleeding money. Here’s why - AOL

   www.aol.com/finance/mortgage-lenders-bleeding...

   While the average 30-year fixed mortgage rate—which hit 7.06% today—has come off last week's 22-year high of 7.49%, housing affordability still remains pressurized.And that spells bad news for ...

7. News, Politics, Sports, Mail & Latest Headlines - AOL.com

   firefox-startpage.aol.com

   Mortgage and refinance rates for Dec. 27, 2024: Average rates for 30-year benchmark hover at 7.00% after post–Fed cut spike AOL Outsmart your bank in 2025: Learn how to avoid these 13 common (and hidden) fees

8. Government policies and the subprime mortgage crisis

   en.wikipedia.org/wiki/Government_policies_and...

   Taking the roughly 25 million mortgages outstanding at the end of each year from 2006 through 2009 and subdividing them into 500+ subgroups according to characteristics like credit scores, down payment and mortgage size, mortgage purchaser/guaranteer, etc., the Commission found the average rate of serious delinquencies much lower among loans ...

9. Subprime mortgage crisis - Wikipedia

   en.wikipedia.org/wiki/Subprime_mortgage_crisis

   [93] [94] [95] Another indicator of a "classic" boom-bust credit cycle was a narrowing of the difference between subprime and prime mortgage interest rates (the "subprime markup") between 2001 and 2007. [96] In addition to considering higher-risk borrowers, lenders had offered progressively riskier loan options and borrowing incentives.