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  2. Identify legitimate AOL websites, requests, and communications

    help.aol.com/articles/identify-legitimate-aol...

    • Fake email addresses - Malicious actors sometimes send from email addresses made to look like an official email address but in fact is missing a letter(s), misspelled, replaces a letter with a lookalike number (e.g. “O” and “0”), or originates from free email services that would not be used for official communications.

  3. Overpayment scam - Wikipedia

    en.wikipedia.org/wiki/Overpayment_scam

    An overpayment scam, also known as a refund scam, is a type of confidence trick designed to prey upon victims' good faith.In the most basic form, an overpayment scam consists of a scammer claiming, falsely, to have sent a victim an excess amount of money.

  4. False Claims Act of 1863 - Wikipedia

    en.wikipedia.org/wiki/False_Claims_Act_of_1863

    As of 2019, over 71% of all FCA actions were initiated by whistleblowers. [4] Claims under the law have typically involved government health care programs (Medicare, Medicaid and TriCare), military, or other government spending programs. FCA actions dominate the list of largest pharmaceutical settlements. Between 1987 and 2019, the government ...

  5. Payment Services Directive - Wikipedia

    en.wikipedia.org/wiki/Payment_Services_Directive

    In the UK, the FCA published PS 21/19 [11] (“policy statement”) for “Changes to the SCA-RTS and to the guidance in ‘Payment Services and Electronic Money – Our Approach’ and the Perimeter Guidance Manual” . This document proposed a number of modifications including to Article 10 of the UK- RTS, by replacing the requirement for the ...

  6. How to spot phishing scams and keep your info safe - AOL

    www.aol.com/lifestyle/protect-yourself-email...

    They claim there’s a problem with your account or your payment information They say you need to submit certain personal information They include a fake invoice

  7. Go phish? Cybersecurity experts explain what phishing scams are

    www.aol.com/lifestyle/phish-cybersecurity...

    Phishing scams usually tell a story to trick you into clicking on a link or opening an attachment, the FTC explains. These emails and texts can say or include things such as: These emails and ...

  8. Fraud and scam problems with Zelle payments? Here’s ... - AOL

    www.aol.com/news/fraud-scam-problems-zelle...

    The service, created in 2017, is operated by Early Warning Services LLC, a company co-owned by seven banks: Bank of America, Wells Fargo JP Morgan Chase, Truist, U.S. Bank, PNC and Capital One.

  9. Financial Conduct Authority - Wikipedia

    en.wikipedia.org/wiki/Financial_Conduct_Authority

    In April 2015, the FCA created a separate entity, the Payment Systems Regulator (PSR), in accordance with section 40 of the Financial Services (Banking Reform) Act 2013. [10] The PSR's role is "to promote competition and innovation in payment systems, and ensure they work in the interests of the organisations and people that use them". [11] [12]