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  2. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    Even though canceling a credit card can temporarily lower your credit score by reducing your available credit and the average length of your credit history, it sometimes makes sense to cancel a ...

  3. Here's Why You Should (Almost) Never Cancel a Credit Card - AOL

    www.aol.com/heres-why-almost-never-cancel...

    If you cancel a credit card, it could raise your credit utilization ratio by lowering the limit you're working with. For example, owing $3,000 on a $10,000 credit limit is fine for your credit score.

  4. Is closing a credit card bad? - AOL

    www.aol.com/finance/closing-credit-card-bad...

    Closing a card you no longer want or need isn’t necessarily bad, but the decision may affect your credit score in some cases. Before canceling your credit card, know how closing a credit card ...

  5. How to cancel or close a credit card - AOL

    www.aol.com/finance/cancel-close-credit-card...

    The second factor you should consider before canceling your credit card is your current credit utilization. Your credit utilization is one of the “most influential factors” that help calculate ...

  6. What is credit card churning? - AOL

    www.aol.com/finance/credit-card-churning...

    This is usually better than canceling the card because closing a credit card account can hurt your credit score, mostly if it causes your credit utilization ratio to spike.

  7. Can I cancel a credit card application? - AOL

    www.aol.com/finance/cancel-credit-card...

    If you choose to cancel a newly approved credit card, you could face a decrease to your credit score and negative impacts to your credit history. You might also need to pay off an upfront annual ...

  8. How To Cancel a Credit Card: The Safe Way - AOL

    www.aol.com/cancel-credit-card-safe-way...

    Some credit card issuers allow cardholders to cancel their credit card online or through the card issuer's mobile app. The account should show as closed on a credit report 30 to 45 days after ...

  9. Is It Always Bad to Cancel a Credit Card? - AOL

    www.aol.com/news/always-bad-cancel-credit-card...

    Closing a credit card can mean a decreased credit score for one consumer, but it might be a nonevent for another person. There are a few situations where closing a credit card makes sense.

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