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An Estoppel Certificate (or Estoppel Letter) is a document commonly used in due diligence in real estate and mortgage activities. It is based on estoppel, the legal principle that prevents or estops someone from claiming a change in the agreement later on. [1] It is used in a variety of countries for commercial and residential transactions.
Some states require the deed to be notarized or acknowledged before a notary. [4] Some states permit a jurat, also known as a verification upon oath or affirmation, in which the affiant swears to the truth of the contents of the document, and signs the document in front of the notary. [13]
The "chain" runs from the present owner back to the original owner of the property. In situations where documentation of ownership is important, it is often necessary to reconstruct the chain of title. To facilitate this, a record of title documents may be maintained by a registry office or civil law notary.
An embossed foil Notary Seal from the State of New York. A notary public (a.k.a. notary or public notary; pl. notaries public) of the common law is a public officer constituted by law to serve the public in non-contentious matters usually concerned with general financial transactions, estates, deeds, powers-of-attorney, and foreign and international business.
A land patent is a form of letters patent assigning official ownership of a particular tract of land that has gone through various legally-prescribed processes like surveying and documentation, followed by the letter's signing, sealing, and publishing in public records, made by a sovereign entity.
A notary at work (painting by German artist Max Volkhart) Entrance to notary's office in Vigo, Spain "Der Notar" ("The Notary"), Copper engraving from 1698 book by Christoph Weigel the Elder. A notary is a person authorised to perform acts in legal affairs, in particular witnessing signatures on documents. The form that the notarial profession ...
Acknowledgment involves a public official, frequently a notary public. The party executing the legal instrument orally declares that the instrument is his or her act or deed, and the official prepares a certificate attesting to the declaration. [1] Acknowledgments are distinct from jurats, verifications, and attestations. A jurat differs from ...
The closing date is set during the property negotiation phase and is usually several weeks after an offer is formally accepted. [2] At a high level, the closing typically involves the following parties: the seller, the buyer, real estate agents, attorneys (depending on the state), the mortgage lender, and the settlement agency (also known as a ...
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