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3. Use an annuity the right way. Annuities have gotten a bad rap over the years, but if used correctly, they can provide both safety and reliability during uncertain times in retirement.
After a strong year of growth in 2023, the U.S. economy is now showing signs of slowing. J.P. Morgan Research raised the probability of a U.S. and global recession by the end of this year to 35% ...
The Economic Stimulus Act of 2008 (Pub. L. 110–185 (text), 122 Stat. 613, enacted February 13, 2008) was an Act of Congress providing for several kinds of economic stimuli intended to boost the United States economy in 2008 and to avert a recession, or ameliorate economic conditions.
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During the days I interviewed people like Josh, a 33-year-old affordable housing developer who mentioned that his mother struggles to make ends meet as a contractor in a profession that used to be reliable government work. Every Thanksgiving, she reminds him that her retirement plan is a “401(j)”—J for Josh.
“During a recession, the risk of job loss, reduced income or unexpected expenses increases significantly, and having a robust cash reserve can provide the financial stability needed to navigate ...
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