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2. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Key takeaways. Credit card debt settlement is an option when you're experiencing financial strain and want to reduce your overall debt. You can negotiate with the card issuer yourself or work with ...

3. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   How much can debt settlement save me? On average, debt settlement services may help consumers save nearly 50% on their credit card balances, according to a report from the American Association for ...

4. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   You can get debt relief from lenders, debt relief companies and credit counseling agencies. The best debt relief strategy for your situation will depend on three main factors: the type of debt you ...

5. ACA International - Wikipedia

   en.wikipedia.org/wiki/ACA_International

   ACA International is a trade group located in the United States representing debt collection agencies, creditors, debt buyers, collection attorneys, and debt collection industry service providers. ACA International is based in Minneapolis and Washington, D.C. with members located throughout the U.S. and more than 60 other countries.

6. Midland Credit Management - Wikipedia

   en.wikipedia.org/wiki/Midland_Credit_Management

   Midland Credit Management, Inc. is an American debt buyer and debt collection company headquartered in San Diego, California, and has offices throughout the United States as well as in India and Costa Rica. [1] It is a wholly owned subsidiary of Encore Capital Group (Nasdaq: ECPG). [2] It is one of the largest debt collectors in the United ...

7. National Foundation for Credit Counseling - Wikipedia

   en.wikipedia.org/wiki/National_Foundation_for...

   Additionally, one-third of NFCC members are multi-service agencies specializing in community-based social service programs such as youth mentoring, foster care, and substance abuse programs. The NFCC provides counselor certification for nonprofit credit counselors employed by their member agencies in the areas of credit card debt, student loans ...

8. What are debt relief companies and how do they work? - AOL

   www.aol.com/finance/debt-relief-companies-look-3...

   Key takeaways. Debt relief can take three forms: debt settlement, consolidation and management. Working with a debt management company can result in less debt or a faster payoff — but there are ...

9. How to pay off a debt in collections

   www.aol.com/finance/pay-off-debt-collections...

   2. Know your debt collection rights. Educate yourself about your rights under the Fair Debt Collection Practices Act (FDCPA). This federal law regulates how creditors and debt collectors can ...