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  2. How long can a debt collector pursue old debt?

    www.aol.com/finance/long-debt-collector-pursue...

    The amount of time that a debt collector can legally pursue old debt varies by state and type of debt but can range between three and 20 years. Each state has its own statute of limitations on ...

  3. Cancellation-of-debt income - Wikipedia

    en.wikipedia.org/wiki/Cancellation-of-debt_income

    Generally, any creditor canceling debt of $600.00 or more is required to file Form 1099-C by January 31 of the next year following the date when the debt was canceled. [ 7 ] The creditor may be a lending institution, the subsequent holder of a note, a trustee for multiple owners of a single note or a governmental unit, but also includes ...

  4. Debt collection - Wikipedia

    en.wikipedia.org/wiki/Debt_collection

    Credit bureaus will retain both the debt and collection history on the debtor's credit file for 67 years, depending on province. Although the collection agency can continue to collect or attempt to collect the debt, they cannot garnish or place a lien on the debtor past the limitation period unless the court upholds a new date of last ...

  5. Statute of limitations - Wikipedia

    en.wikipedia.org/wiki/Statute_of_limitations

    Common law legal systems can include a statute specifying the length of time within which a claimant or prosecutor must file a case. In some jurisdictions (e.g., California), [2] a case cannot begin after the period specified, and courts have no jurisdiction over cases filed after the statute of limitations has expired.

  6. What is a 1099-C Cancellation of Debt form? - AOL

    www.aol.com/finance/1099-c-cancellation-debt...

    Your 1099-C form should arrive in your mailbox by Jan. 31 of the year after the debt was forgiven or canceled. When you receive it, store it somewhere safe since you will need it to complete your ...

  7. Unemployment insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Unemployment_insurance_in...

    Unemployment insurance is funded by both federal and state payroll taxes. In most states, employers pay state and federal unemployment taxes if: (1) they paid wages to employees totaling $1,500 or more in any quarter of a calendar year, or (2) they had at least one employee during any day of a week for 20 or more weeks in a calendar year, regardless of whether those weeks were consecutive.

  8. When you do need to pay off a loved one's debt - AOL

    www.aol.com/finance/pay-off-spouses-debts-die...

    A decedent's debt typically gets paid via their estate — that is, any money or property they left behind. If you die with debt, your estate may first be purged to pay it off.

  9. Payment protection insurance - Wikipedia

    en.wikipedia.org/wiki/Payment_protection_insurance

    Payment protection insurance (PPI), also known as credit insurance, credit protection insurance, or loan repayment insurance, is an insurance product that enables consumers to ensure repayment of credit if the borrower dies, becomes ill, disabled, loses a job, or faces other circumstances that may prevent them from earning income to service the debt.