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In the early 1980s, CD rates hit double digits thanks to surging inflation and high interest rates. Rates gradually . But by 2019, the APY for a 5-year CD hovered slightly above 3%.
Best CD rates today: Enter 2025 with guaranteed yields of up to 4.27% APY on terms of 12+ months — Dec. 31, 2024
Best CD rates today: Turn New Year's motivation into guaranteed growth with fixed APYs of up to 4.27% — Jan. 3, 2025
A $10,000 deposit in a 12-month CD at today's top rate would earn about $440 in guaranteed interest by February 2026 — regardless of how many times rates fall in the months ahead.
Bread Savings: CD rates up to 4.50% Offering consistently high rates, the only thing that might deter customers from getting a CD at Bread Savings is the minimum opening deposit of $1,500.
Best CD rates today: Lock in guaranteed APYs of up to 4.35% this weekend before next week's Fed meeting — Jan. 24, 2025
At the conclusion of its sixth rate-setting policy meeting of 2024 on September 18, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 50 basis points to ...
Today's rates on certificates of deposits are falling from the year's historic highs, but you can still punch up your savings with fixed rates paying out 10 times the 0.41% national average of ...