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2. 8 ways to spot personal loan scams and protect your finances

   www.aol.com/finance/8-ways-spot-personal-loan...

   Bankrate tip. If you struggle to access funds due to your credit history, compare bad credit personal loan rates where you are more likely to gain acceptance. 2. Upfront fees and hidden costs ...

3. FBI Scam Alert: Phony Emails and Bogus Payday Loan Calls - AOL

   www.aol.com/2011/07/14/fbi-scam-alert-phony...

   The Internet Crime Complaint Center's latest scam alert includes a bogus advance-fee email purportedly sent by the director of the FBI as well as harassing payday loan calls from scammers claiming ...

4. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   It’s common for predatory products like payday loans to be advertised as bad credit loans. The primary difference between a legitimate and a predatory product is the interest rate, which may be ...

5. AMG Capital Management, LLC v. FTC - Wikipedia

   en.wikipedia.org/wiki/AMG_Capital_Management...

   Scott Tucker ran several payday loan service companies under several different names (including AMG Capital Management) over a fifteen-year period. The companies drew consumer complaints for charging excessively-high interest rates on the loans, with those using their services paying nearly triple what they had taken as a loan, charged through undisclosed fees.

6. Where can I get a bad credit loan? - AOL

   www.aol.com/finance/where-bad-credit-loan...

   Bad credit loans are available through online lenders, select community banks and credit unions. ... If approved for the loan, some lenders will disburse the funds as soon as the same day ...

7. Identify legitimate AOL websites, requests, and communications

   help.aol.com/articles/identify-legitimate-aol...

   • Fake email addresses - Malicious actors sometimes send from email addresses made to look like an official email address but in fact is missing a letter(s), misspelled, replaces a letter with a lookalike number (e.g. “O” and “0”), or originates from free email services that would not be used for official communications.

8. Emergency and payday loan alternatives - AOL

   www.aol.com/finance/emergency-payday-loan...

   Some lenders work with individuals with bad credit, although the rates are often higher (up to 35.99 percent), but still not as high as payday loan rates. Lightbulb Bankrate insider tips

9. Community Financial Services Association of America

   en.wikipedia.org/wiki/Community_Financial...

   A central criticism of the CFSA member companies has been that payday loans are "designed to keep borrowers in debt". [3] [4] While payday loans are marketed as “one time” or “emergency loans”, the nonprofit Center for Responsible Lending has found that "borrowers who receive five or more loans a year account for 90 percent of the lenders’ business", and "lenders…collect 90 percent ...