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  2. Are cash-out refinance rates higher? How to get the best rate

    www.aol.com/finance/cash-refinance-rates-higher...

    How cash-out refinance rates are determined. To determine cash-out refinance rates, mortgage lenders take a baseline interest rate and then make adjustments based on your credit score, financial ...

  3. 4 ways to get equity out of your home — and what to know ...

    www.aol.com/finance/how-to-get-equity-out-of...

    A cash-out refinance is a type of mortgage loan that replaces your current mortgage with a new, larger mortgage and allows you to take out the difference between them as cash. This type of ...

  4. Home equity loan or HELOC vs. cash-out mortgage refinance - AOL

    www.aol.com/finance/home-equity-loan-heloc-vs...

    There are three main ways to access your home equity and turn it into cash: home equity lines of credit (HELOCs), home equity loans, and cash-out refinance. All are home-secured debts — that is ...

  5. Cash-out refinance: What it is and how it works - AOL

    www.aol.com/finance/cash-refinance-works...

    The process for a cash-out refinance is similar to that of a regular refinance (aka a rate-and-term refinance), in which you simply replace your existing loan with a new one, usually at a lower ...

  6. Pros and cons of a cash-out refinance - AOL

    www.aol.com/finance/pros-cons-cash-refinance...

    Lower interest rate: A cash-out refinance might have a lower interest rate compared to credit cards and personal loans. Predictable payments: If you refinance to a new fixed-rate loan, ...

  7. Refinancing a home equity loan: When and how to do it - AOL

    www.aol.com/finance/refinancing-home-equity-loan...

    Potential for higher interest rate: Cash-out refinances often attract higher interest rates than standard rate-and-term refinances, which could lead to increased costs over the life of the ...

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