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  2. A comprehensive guide to debt relief programs - AOL

    www.aol.com/finance/debt-relief-guide-know...

    Through a debt management program (DMP), you work with a credit counselor on a roadmap to help you get out of debt sooner. The plan includes budget development to help you better manage your finances.

  3. Pay off debt or save? Expert tips to help you choose - AOL

    www.aol.com/finance/pay-off-debt-save-expert...

    When you have high-interest consumer debt, paying it down first can help you solve ongoing problems with managing your money. ... director of enterprise learning at Money Management International ...

  4. 5 Ways To Manage Debt With Help From Your Bank - AOL

    www.aol.com/5-ways-manage-debt-help-150010347.html

    This means they don’t understand the intricacies of saving, managing and investing money. Banks are uniquely positioned to help these people, since 81% of U.S. adults have a bank account.

  5. 5 debts to prioritize paying off before retirement - AOL

    www.aol.com/finance/debts-to-pay-off-retirement...

    2. Personal or unsecured loans. After credit cards, prioritize paying off personal and unsecured loans next. These loans have an average interest rate of 11.92%, but rates can go up to 35.99% ...

  6. 7 tips to help dig your way out of debt - AOL

    www.aol.com/finance/debt-6-best-ways-210336794.html

    In the same way, small savings can help reduce what you owe. 5. Consider debt consolidation methods. Using a debt consolidation loan or transferring what you owe to a 0 percent APR credit card is ...

  7. Personal budget - Wikipedia

    en.wikipedia.org/wiki/Personal_budget

    Having a budget can help people feel more in control of their finances and make it easier for them to not overspend and to save money. [3] People who budget their money are less likely to amass large debts, are more likely to lead comfortable lives in retirement , and are better prepared for emergencies.

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