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  2. 13 common bank fees you shouldn't be paying — and how to ...

    www.aol.com/finance/avoid-common-bank-fees...

    11. Inactivity fees. 💵 Typical cost: $5 per month. If you don't use your bank account for six to 12 months, your bank might start charging you an inactivity fee — sometimes called a dormancy fee.

  3. Gift card - Wikipedia

    en.wikipedia.org/wiki/Gift_card

    In addition, retailers are no longer able to assess dormancy, inactivity, or service fees unless the card has been inactive for at least 12 months, and if fees are added after that period, the details of such fees must be clearly disclosed on the card. Additionally, retailers are unable to levy more than one fee per month.

  4. Empty Mailbox in AOL Mail

    help.aol.com/articles/empty-mailbox-in-aol-mail

    Sign in to your mailbox at least once every 12 months to keep it active. Content deleted from an inactive mailbox can't be restored. To preserve your mailbox: • Subscribe to Extended AOL Mail - Rest easy knowing that all your emails, along with the files and photos attached to them, will not be purged from your email account due to inactivity*.

  5. What is a money market account? An often overlooked way ... - AOL

    www.aol.com/finance/what-is-a-money-market...

    Some MMAs limit withdrawals and payments from your account to six a month, ... inactivity and other fees — and how you ... you’d earn $12.10 in interest — $10 on your initial deposit and ...

  6. 11 pesky bank fees and how to avoid them - AOL

    www.aol.com/finance/11-pesky-bank-fees-avoid...

    For those that do, the fee can range anywhere from $5 to $20, and the amount of time that must pass before the fee is charged is typically between a few months and a year. How to avoid this fee ...

  7. Cancel or reactivate your AOL account

    help.aol.com/articles/account-management-cancel...

    AOL reserves the right to charge and collect any fees, surcharges or costs incurred before your cancellation takes effect. Cancel your Premium Subscription AOL offers a variety of options to help keep you and your computer safe and secure as well as cure common computer problems that may slow it down.

  8. Annual percentage rate - Wikipedia

    en.wikipedia.org/wiki/Annual_percentage_rate

    For the purposes of this calculation, a year is presumed to have 365 days (366 days for leap years), 52 weeks or 12 equal months. As per the standard: "An equal month is presumed to have 30.41666 days (i.e. 365/12) regardless of whether or not it is a leap year." The result is to be expressed to at least one decimal place.

  9. Payment protection insurance - Wikipedia

    en.wikipedia.org/wiki/Payment_protection_insurance

    Payment protection insurance (PPI), also known as credit insurance, credit protection insurance, or loan repayment insurance, is an insurance product that enables consumers to ensure repayment of credit if the borrower dies, becomes ill, disabled, loses a job, or faces other circumstances that may prevent them from earning income to service the debt.