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2. How To Calculate CD Interest - AOL

   www.aol.com/calculate-cd-interest-175101582.html

   Rising Interest Rates. A bump-rate CD will let you increase your rate, usually one time during the term of your CD, to the current rate. Another option is to strategically ladder your CDs. With CD ...

3. What to do when your CD matures: Taking advantage of your ...

   www.aol.com/finance/what-to-do-when-cd-matures...

   Check current CD rates. Don’t settle for your current bank’s renewal offer. Compare CD rates and terms across different types to confirm if you’re getting the best return for your savings.

4. How do certificates of deposit work? Understanding CDs ... - AOL

   www.aol.com/finance/how-do-cds-work-220139365.html

   That’s because CD rates closely follow the federal funds rate, which is currently elevated due to the Federal Reserve's aggressive interest rate hikes and holds over the past year The Fed raised ...

5. Certificate of deposit - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_deposit

   Step-up callable CDs are a form of CD where the interest rate increases multiple times prior to maturity of the CD. Typically, the beginning interest rate is higher than what is available on shorter-maturity CDs. These CDs are often issued with maturities up to 15 years, with a step-up in interest happening at year 5 and year 10. [4]

6. What to do when your CD matures in a falling-rate environment

   www.aol.com/finance/cd-matures-falling-rate...

   However, the rate locked in at the start may not reflect the future financial environment if rates are lower by the maturity date. Overall, CD rates are declining. Many banks are lowering rates in ...

7. Original issue discount - Wikipedia

   en.wikipedia.org/wiki/Original_issue_discount

   The daily portion of the discount uses a compounded interest formula with the principal recalculated every six months. The following table illustrates how to calculate the original issue discount for a $7,462 bond with a $10,000 repayment and a three-year maturity date: [2]