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  2. Security agreement - Wikipedia

    en.wikipedia.org/wiki/Security_agreement

    The document used by lenders to obtain a lien on real property is a mortgage or deed of trust. The security agreement sets out the various rights the grantee will have with respect to the collateral, which are in addition to all other rights which the lender may have by law, such as those rights contained in Article 9 of the Uniform Commercial ...

  3. Deed of trust (real estate) - Wikipedia

    en.wikipedia.org/wiki/Deed_of_trust_(real_estate)

    A deed of trust refers to a type of legal instrument which is used to create a security interest in real property and real estate.In a deed of trust, a person who wishes to borrow money conveys legal title in real property to a trustee, who holds the property as security for a loan from the lender to the borrower.

  4. Here's the right way to lend or gift money to help your loved ...

    www.aol.com/finance/heres-way-lend-gift-money...

    The interest on the lent money must be greater than or equal to the applicable federal rate in order to qualify as a loan rather than a taxable gift by the IRS. There are short-term, mid-term, and ...

  5. Loan agreement - Wikipedia

    en.wikipedia.org/wiki/Loan_agreement

    Loan agreements offered by regulated banks are different from those that are offered by finance companies in that banks receive a "banking charter" granted as a privilege and involving the "public trust". Loan agreements are usually in written form, but there is no legal reason why a loan agreement cannot be a purely oral contract (although ...

  6. Quistclose trusts in English law - Wikipedia

    en.wikipedia.org/wiki/Quistclose_trusts_in...

    A Quistclose trust is a method by which a creditor can hold a security interest in loans, through inserting a clause into the contract which limits the purposes for which the borrower can use the money. If the funds are used for a different purpose, a trust is created around the money for the benefit of the moneylender.

  7. The $10,000 Tax Rule For Loaning Money to Family and Friends

    www.aol.com/finance/10-000-tax-rule-loaning...

    Loaning friends and family money is a hotly-debated topic, but one thing that is always a given -- the threshold after which the IRS gets involved. See: Pros and Cons of Living in a State With No...

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