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The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.
Regions with much economic segregation, which, as noted earlier, partially stems from exclusionary zoning, also have the largest gaps in test scores between the low-income and other students. [20]: 10 Low-income students are trapped in inadequate schooling since their economic conditions limit access of high-performing schools and education ...
Gentrification, the process of altering the demographic and socioeconomic composition of a neighborhood usually by decreasing the percentage of low-income minority residents and increasing the percentage higher-income residents, [1] has been an issue between the residents of minority neighborhoods in Chicago who believe the influx of new residents destabilizes their communities, and the ...
Florida has the eighteenth highest per capita income in the United States of America, at $21,557 (2000). Its personal per capita income is $30,446 (2003). Florida counties ranked by per capita income
Location of housing is a determinant of a person's access to the job market, transportation, education, healthcare, and safety. People residing in neighborhoods with high concentrations of low-income and minority households experience higher mortality risks, poor health services, high rates of teenage pregnancy, and high crime rates. [37]
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Illinois is the 13th-wealthiest of the 50 United States, with a per capita income of $37,728 according to the 2020 census. Illinois counties ranked by per capita income [ edit ]