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One of the chief concerns of the association's founding members was the Employer's Liability Act. In 1911, the association formed the New Jersey Manufacturers Insurance Liability Co., with the goal of providing for the medical care of injured workers, as well as giving employers steady rates and incentives to keep their workplaces safe. [4] [5]
General liability insurance. This insurance policy steps in if you find yourself in legal trouble. If someone sues you — say they slip and fall at your business or accuse you of slandering them ...
NJM Insurance Group, originally known as New Jersey Manufacturers Casualty Insurance Company, formed as a workers’ compensation insurance company on June 7, 1913, two years after New Jersey passed the Workmen's Compensation Act [4] which required all employers to carry insurance coverage for injured workers. [5]
Using NEXT data from claims related to common types of business insurance (general liability, commercial property, and workers' compensation), NEXT identified the most frequent causes of claims.
Accidental death and dismemberment insurance (underwritten by CMFG Life Insurance Company): [18] pays a cash benefit if a person dies or is seriously injured in an accident. Auto insurance (underwritten by Liberty Mutual and Esurance): [ 19 ] offers coverage for cars, motorcycles, boats or watercraft, ATVs or off-road vehicles, and recreation ...
Penalty type. First offense. Subsequent offenses. Fines. $300 to $1,000. Up to $5,000. License suspension. Up to one year. Two years. NJ MVC surcharge. $100 for license reinstatement
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