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  2. United States Patent and Trademark Office - Wikipedia

    en.wikipedia.org/wiki/United_States_Patent_and...

    The delay was attributed by spokesmen for the Patent Office to a combination of a sudden increase in business method patent filings after the 1998 State Street Bank decision, the unfamiliarity of patent examiners with the business and financial arts (e.g., banking, insurance, stock trading etc.), and the issuance of a number of controversial ...

  3. Patent application - Wikipedia

    en.wikipedia.org/wiki/Patent_application

    A patent application is a request pending at a patent office for the grant of a patent for an invention described in the patent specification [notes 1] and a set of one or more claims stated in a formal document, including necessary official forms and related correspondence. It is the combination of the document and its processing within the ...

  4. Insurance patent - Wikipedia

    en.wikipedia.org/wiki/Insurance_patent

    An early example of an insurance patent is U.S. patent 467,872 Means for Securing Travelers Against Loss by Accident [dead link ‍]. This patent was issued in 1892. It discloses a means for selling travelers' insurance by combining coupons with a newspaper. A more recent example of an insurance patent is EP application 0700009 , granted as EP ...

  5. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    An auto insurance claim is essentially your way of notifying your insurance provider that you’ll need to use your policy to cover expenses after your car is damaged in a covered incident. The ...

  6. List of patent claim types - Wikipedia

    en.wikipedia.org/wiki/List_of_patent_claim_types

    This is a list of special types of claims that may be found in a patent or patent application.For explanations about independent and dependent claims and about the different categories of claims, i.e. product or apparatus claims (claims referring to a physical entity), and process, method or use claims (claims referring to an activity), see Claim (patent), section "Basic types and categories".

  7. What to do if a car insurance company denies your claim - AOL

    www.aol.com/finance/car-insurance-company-denies...

    Understanding the claim denial letter and why an auto insurance company decided not to make a payout is the first step in determining the validity of a denied car insurance claim. Most instances ...

  8. Patent claim - Wikipedia

    en.wikipedia.org/wiki/Patent_claim

    Under the European Patent Convention, when a claim in one particular category (see below), e.g. a process claim, depends on a claim from a different category, e.g. a product claim, it is not considered to be a dependent claim but an independent claim. Under U.S. law, this is still counted as a dependent claim, regardless of the class change.

  9. What to do if you are injured in a car accident - AOL

    www.aol.com/finance/injured-car-accident...

    Report the accident to law enforcement: Most states require you to contact law enforcement in the event of an accident, especially one with injuries. Even if the injuries appear minor, you should ...

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