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Prior to the Patient Protection and Affordable Care Act, effective from 2014, about 34 states offered guaranteed-issuance risk pools, which enabled individuals who are medically uninsurable through private health insurance to purchase a state-sponsored health insurance plan, usually at higher cost, with high deductibles and possibly lifetime ...
HealthMarkets Insurance Agency, Inc., formerly known as Insphere Insurance Solutions, Inc., is licensed as an insurance agency in all 50 states. The company offers individual policies as well as life insurance, supplemental insurance, Medicare, dental insurance, vision insurance, and long-term plans from national and regional carriers through a ...
Insurance brokers play a significant role in helping companies and individuals procure property and casualty (liability) insurance, life insurance and annuities, and accident and health insurance. For example, research shows that brokers play a significant role in helping small employers find health insurance, particularly in more competitive ...
Agencies and Brokers. A free enrollment pathway with integrated quoting, enrollment and servicing. More than 36,000 agents and 4,800 agencies have adopted HealthSherpa’s free agency and broker platform. [12] As of October 2021, over 6 million people have been enrolled in individual health coverage through HealthSherpa. [13]
“Some disreputable health insurance brokers may try to lure you into purchasing costly features or ‘bells and whistles’ that are not necessarily beneficial for your healthcare needs,” said ...
The Affordable Care Act (ACA), commonly called Obamacare, established the Health Insurance Marketplace, a unified exchange where individuals and families can shop for policies from many carriers.
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