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  2. Personal contract purchase - Wikipedia

    en.wikipedia.org/wiki/Personal_contract_purchase

    The monthly payment amount is determined by the amount of the initial payment (the ‘deposit’), which can be negotiated with the financing company, and the final balloon payment, which is set by the financing company. The financing company is likely to be represented in this discussion by either a car dealer or automotive finance broker. [6]

  3. How to calculate interest on a car loan - AOL

    www.aol.com/finance/calculate-interest-car-loan...

    There are several ways to calculate your monthly auto loan interest payment. You can use an online loan payment calculator or work directly with a lender. As long as you know the principal, loan ...

  4. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Usually, car leases allow the lessee to drive the car for a certain number of miles for a certain number of years. The lessee pays a fixed monthly payment for the privilege of driving the vehicle, and when the lease ends, the lessee returns the vehicle to the lessor. The lessee pays only for the value of the vehicle for the term of the lease.

  5. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    Similarly, a loan taken out to buy a car may be secured by the car. The duration of the loan is much shorter – often corresponding to the useful life of the car. There are two types of auto loans, direct and indirect. In a direct auto loan, a bank lends the money directly to a consumer. In an indirect auto loan, a car dealership (or a ...

  6. How to get a car loan with bad credit - AOL

    www.aol.com/finance/car-loan-bad-credit...

    Even a small amount can help make auto loan payments more affordable and lower overall borrowing costs. Bankrate tip. Experts recommend a down payment of at least 20 percent, but if that’s too ...

  7. How to Get the Best Car Loan - AOL

    www.aol.com/best-car-loan-195500166.html

    If you're buying a car, learn how to get the best car loan, review where you can get an auto loan, and discover what a good interest rate looks like in 2022.

  8. Vehicle leasing - Wikipedia

    en.wikipedia.org/wiki/Vehicle_leasing

    Vehicle leasing is the leasing (or the use) of a motor vehicle for a fixed period of time at an agreed amount of money for the lease. It is commonly offered by dealers as an alternative to vehicle purchase but is widely used by businesses as a method of acquiring (or having the use of) vehicles for business, without the usually needed cash outlay.

  9. Have a Huge Car Payment? See How It Compares to the ... - AOL

    www.aol.com/huge-car-payment-see-compares...

    Those hoping to take out an auto loan soon could also benefit by waiting until 2025. The Federal Reserve is just beginning to lower its benchmark interest rate, and loans will likely be much more ...

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