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  2. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Here’s what you can do if you receive a debt collection text, call, email or letter: Get contact information. Request the caller’s name, company details, street address and a callback number ...

  3. How to pay off a debt in collections

    www.aol.com/finance/pay-off-debt-collections...

    2. Know your debt collection rights. Educate yourself about your rights under the Fair Debt Collection Practices Act (FDCPA). This federal law regulates how creditors and debt collectors can ...

  4. Debt-Free Future: What To Do and Say When Debt Collectors Call

    www.aol.com/finance/debt-free-future-debt...

    Debt collectors are mandated by law to disclose the amount due, the name of the creditor and the right of the debtor to verify or dispute the debt,” said David Clark, lawyer and partner at ...

  5. Dunning (process) - Wikipedia

    en.wikipedia.org/wiki/Dunning_(process)

    Dunning is the process of methodically communicating with customers to ensure the collection of accounts receivable. Communications progress from gentle reminders to threatening letters and phone calls and more or less intimidating location visits as accounts become more overdue. Laws in each country regulate the form that dunning can take.

  6. Debt validation - Wikipedia

    en.wikipedia.org/wiki/Debt_validation

    Debt validation, or "debt verification", refers to a consumer's right to challenge a debt and/or receive written verification of a debt from a debt collector. The right to dispute the debt and receive validation are part of the consumer's rights under the United States Federal Fair Debt Collection Practices Act (FDCPA) and are set out in §809 of that act, which has been codified in Title 15 ...

  7. Demand letter - Wikipedia

    en.wikipedia.org/wiki/Demand_letter

    In the United States, demand letters from a debt collector relating to a consumer debt must comply with the Fair Debt Collection Practices Act. [6] In certain types of legal proceedings in Quebec, a demand letter is mandatory; without it, a person could lose their case. [7]

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