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2. How to qualify for competitive rates on low-interest personal ...

   www.aol.com/finance/qualify-competitive-rates...

   In general, and especially with low interest loans, the higher your DTI, the higher your rates are likely to be and the lower your approval odds are. Most lenders look for DTIs under 36 percent .

3. Low-income loans: Personal loans for a tight budget - AOL

   www.aol.com/finance/low-income-loans-personal...

   These lenders feature personal loans with low interest rates to make taking out a personal loan more affordable: Lender. APR range. Loan amounts. Loan terms. Minimum credit score. Upstart.

4. What is the average personal loan interest rate? - AOL

   www.aol.com/finance/average-personal-loan...

   Key takeaways. The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%.

5. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   Personal loans often come with lower interest rates than credit cards. As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent.

6. Where to get a personal loan - AOL

   www.aol.com/finance/where-personal-loan...

   Credit unions tend to offer smaller personal loans than banks and online lenders, but their interest rates may be lower. The average interest rate on a three-year personal loan from a credit union ...

7. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   The average credit card interest rate was 21.51% in May 2024, according to the Federal Reserve — just over 10 percentage points higher than the average personal loan interest rate. That lower ...