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2. Personal contract purchase - Wikipedia

   en.wikipedia.org/wiki/Personal_contract_purchase

   The monthly payment amount is determined by the amount of the initial payment (the ‘deposit’), which can be negotiated with the financing company, and the final balloon payment, which is set by the financing company. The financing company is likely to be represented in this discussion by either a car dealer or automotive finance broker. [6]

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6. GAP insurance - Wikipedia

   en.wikipedia.org/wiki/GAP_insurance

   Guaranteed Asset Protection (GAP) insurance (also known as GAPS) was established in the North American financial industry. GAP insurance protects the borrower if the car is written off or totalled by paying the remaining difference between the actual cash value of a vehicle and the balance still owed on the financing. [ 1 ]

7. Loan guarantee - Wikipedia

   en.wikipedia.org/wiki/Loan_guarantee

   Popular with young borrowers who do not have a large deposit saved and need to borrow up to 100% of the property value to purchase a property. [citation needed] Generally, their parents will provide a guarantee to the lender to cover any shortfall in the event of default. [citation needed] There are three main types [1]

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9. Unsecured guarantor loan - Wikipedia

   en.wikipedia.org/wiki/Unsecured_guarantor_loan

   In personal finance, a guarantor loan is a type of unsecured loan that requires a guarantor to co-sign the credit agreement. A guarantor is a person who agrees to repay the borrower’s debt should the borrower default on agreed repayments.