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In subsequent cases, the Court defined what constituted a policy or custom for purposes of Monell liability. In Pembaur v. City of Cincinnati, the Court held that a single decision made by municipal policy maker can establish policy sufficient for Monell liability. [22] In determining who is a municipal policy maker in City of St. Louis v.
Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
Holding; Following the "official policy" standard set forth in Monell establishing municipal liability under 42 U.S.C. §1983, municipal liability may be imposed for a single decision by municipal policymakers under appropriate circumstances; if the decision to adopt a particular course of action is directed by those who establish governmental policy, the municipality is equally responsible ...
General liability: This type of insurance covers lawsuits involving bodily injury or property damage. Professional liability: This insurance is sometimes called "errors and omissions coverage."
Whether or not general liability insurance covers construction defects or "faulty workmanship" is a matter of some debate, as some insurers have viewed poor workmanship as a risk that is covered by a surety bond rather than an insurance policy given that a construction professional may have some influence (through attention to detail, skill, and effort) over whether such a defect occurs.
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Professional liability insurance (PLI), also called professional indemnity insurance (PII) and commonly known as errors & omissions (E&O) in the US, is a form of liability insurance which helps protect professional advising, consulting, and service-providing individuals and companies from bearing the full cost of defending against a negligence ...
Understanding tax liability is the key to lowering your taxes. Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 more ways to reach us. Mail. Sign in ...
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