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2. What is an outstanding balance on a credit card? - AOL

   www.aol.com/finance/outstanding-balance-credit...

   An outstanding balance on a credit card is the amount of money you owe the minute you check your account. This amount includes all charges on your account you have not paid for, including recent ...

3. How to read your credit card statement - AOL

   www.aol.com/finance/read-credit-card-statement...

   If you receive your credit card statements in the mail, it includes a payment coupon for you to submit along with a check or money order. A handy way to avoid the mail while avoiding late payments ...

4. How to Read a Credit Report to Find the Red Flags - AOL

   www.aol.com/read-credit-report-red-flags...

   The credit report, which leads to a credit score, is what dictates the amount of money you can borrow and at what interest rate. This affects your large purchases — house, car, boat, etc.

5. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   A charge-off or chargeoff is a declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors make this declaration at the point of six months without payment. A charge-off is a form of write-off.

6. Balance (accounting) - Wikipedia

   en.wikipedia.org/wiki/Balance_(accounting)

   In banking and accounting, the balance is the amount of money owed (or due) on an account. In bookkeeping, "balance" is the difference between the sum of debit entries and the sum of credit entries entered into an account during a financial period. [1] When total debits exceed the total credits, the account indicates a debit balance.

7. Bad debt - Wikipedia

   en.wikipedia.org/wiki/Bad_debt

   In finance, bad debt, occasionally called uncollectible accounts expense, is a monetary amount owed to a creditor that is unlikely to be paid and for which the creditor is not willing to take action to collect for various reasons, often due to the debtor not having the money to pay, for example due to a company going into liquidation or insolvency.

8. What is high credit on a credit report? - AOL

   www.aol.com/finance/high-credit-credit-report...

   Unlike credit utilization, the high credit numbers shown on your credit report should not have an impact on your credit score. Even having a high amount of debt does not directly impact your ...

9. Dispute (credit card) - Wikipedia

   en.wikipedia.org/wiki/Dispute_(credit_card)

   In a credit card or debit card account, a dispute is a situation in which a customer questions the validity of a transaction that was registered to the account.. Customers dispute charges for a variety of reasons, including unauthorized charges, excessive charges, failure by the merchant to deliver merchandise, defective merchandise, dissatisfaction with the product(s) or service(s) received ...