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HO-3: Open perils for dwelling coverage and named perils for personal property coverage. ... The most common policy form, HO-3 policies, usually cover personal property losses on a named peril basis.
Because of its high level of protection, an HO-5 policy is usually more expensive than a standard HO-3. Learn more: HO-5 insurance. HO–6. HO-6 insurance is specifically for condo owners. It ...
The coverage included in an HO-3 and HO-5 policy offers financial protection from damage to your home, other structures on your property and your personal belongings, as well as liability coverage.
Homes covered by an HO-2 Broad policy accounted for 5.15%, which covers only specific named perils. The remaining 2% includes the HO-1 Basic and the HO-8 Modified policies, which are the most limited in the coverage offered. HO-8, also known as older home insurance, is likely to pay only actual cash value for damages rather than replacement. [13]
Home insurance policies can vary significantly depending on the insurance provider, the type of policy purchased and any additional endorsements added to the policy. Standard HO-3 policies include ...
This article is part of a series about Joe Biden Personal Early life and career Eponyms Family Honors Presidential library Public image Age and health concerns SNL parodies The Onion parody Bibliography U.S. Senator from Delaware U.S. Senate career Judiciary Committee Bork hearings Thomas hearings 1994 Crime Bill Violence Against Women Act Foreign Relations Committee Elections 1972 1978 1984 ...
The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...
3 4 CU30 Using a vehicle with defective tyre(s) 3 4 CU40 Using a vehicle with defective steering 3 4 CU50 Causing or likely to cause danger by reason of load or passengers 3 4 CU80 Breach of requirements as to control of the vehicle, mobile telephone etc. 3 - 6 4 DD10 Causing serious injury by dangerous driving 3 - 11 4 DD40 Dangerous Driving
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