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Credit score minimum. 620. 580 with a 3.5% down payment or as low as 500 with at least 10% down. Down payment minimum. 3% for fixed-rate loans; 5% for adjustable-rate loans
Key takeaways. FHA loans require a minimum 3.5 percent down payment for borrowers with a credit score of 580 or more. Borrowers with a credit score of 500 to 579 need to put 10 percent down.
If you want to put just 3.5 percent down, the minimum credit score for an FHA loan is 580. You can qualify with a score as low as 500, but you’ll need to make at least a 10 percent down payment.
You can get a VA loan for no money down, but FHA loans require a down payment of at least 3.5 percent. ... Low minimum credit score requirements (580 with 3.5 percent down or 500 with 10 percent down)
Besides loan limits, FHA loans have specific requirements for borrowers that set them apart from other loans. They are: Minimum credit score: 580 with 3.5 percent down; 500 with 10 percent down ...
FHA loan: Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 ...
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